Latest Episodes
August 15, 2025
Tax Loopholes the IRS Doesn’t Advertise (But We Will)
Are Roth conversions always the right move? Not necessarily. In this episode, the Razvis explore who should convert, who shouldn’t, and why the new...
00:14:54
August 08, 2025
New Tax Law, Big Opportunities: How to Optimize Now
In this episode of Optimize Your Retirement, Imran and Daniel Razvi from Higher Ground Financial Group break down the newly passed tax bill—dubbed both...
00:14:03
August 01, 2025
How to Sell a Business (or Property) Without Getting Hammered by Taxes
Sold your business—or planning to? Don’t lose up to a third of your hard-earned sale to taxes. In this powerful episode of Optimize Your...
00:14:36
July 18, 2025
The Truth About Bonus Annuities: What They’re Not Telling You
⚠️ “Get a 30% bonus and a 9% roll-up!” That’s the pitch—but what’s the truth? Daniel and Raz Razvi from Higher Ground Financial Group...
00:14:39
July 11, 2025
TikTok Tax Hacks & Annuity Myths: What’s Fact, What’s Fraud?
In this eye-opening episode of Optimize Your Retirement, Daniel and Raz take a flamethrower to some of the most misleading “strategies” floating around TikTok,...
00:14:30
July 03, 2025
From Pathological Saver to Purposeful Spender: How to Use Your Money Wisely in Retirement
In this empowering episode of Optimize Your Retirement, father-son duo Daniel and Raz take on one of the biggest emotional and financial challenges facing...
00:14:09