Latest Episodes
October 10, 2025
The Truth About Annuity Bonuses: Real Value vs. Shiny Promises
Daniel and Raz cut through the hype of 30% annuity bonuses and roll-up rates, explaining why these “guarantees” aren’t always what they seem. Discover...
00:14:27
October 03, 2025
The Hidden Dangers of Self-Directed IRAs and Bad Tax Advice
Self-directed IRAs may sound appealing, but they can create big problems when RMDs come due. In this episode, Daniel and Imran “Raz” Razvi reveal...
00:14:14
August 22, 2025
When Success Becomes a Tax Problem: Smart Solutions for High-Net-Worth Retirees
Success can be its own tax burden. In this episode, the Razvis break down how affluent retirees and high-net-worth families can preserve more of...
00:14:20
August 15, 2025
Tax Loopholes the IRS Doesn’t Advertise (But We Will)
Are Roth conversions always the right move? Not necessarily. In this episode, the Razvis explore who should convert, who shouldn’t, and why the new...
00:14:54
August 08, 2025
New Tax Law, Big Opportunities: How to Optimize Now
In this episode of Optimize Your Retirement, Imran and Daniel Razvi from Higher Ground Financial Group break down the newly passed tax bill—dubbed both...
00:14:03
August 01, 2025
How to Sell a Business (or Property) Without Getting Hammered by Taxes
Sold your business—or planning to? Don’t lose up to a third of your hard-earned sale to taxes. In this powerful episode of Optimize Your...
00:14:36