Latest Episodes
February 20, 2026
Gold, Silver, and Crypto: Where Do They Fit in Retirement Planning?
Do precious metals and other opinion-based assets have a role within a diversified retirement strategy? In this episode of Optimize Your Retirement, Daniel Razvi...
00:14:28
February 14, 2026
How Diversifying Income Streams Can Help Reduce Retirement Risk
In this episode of Optimize Your Retirement, Daniel Razvi and Imran “Raz” Razvi of Higher Ground Financial Group explore the concept of “paychecks and...
00:14:19
February 06, 2026
Opinion vs. Contract Assets: Building a Volatility Buffer for Retirement
In this episode of Optimize Your Retirement, tax attorney Daniel Razvi and Imran “Raz” Razvi of Higher Ground Financial Group explain the critical difference...
00:14:23
January 09, 2026
When Is Enough… Enough? Rethinking Retirement Readiness
Most people think they don’t have “enough” to retire—but the real question isn’t how much you’ve saved, it’s how much income your savings can...
00:14:13
January 03, 2026
Are You Philosophically Aligned With Your Advisor?
A great advisor isn’t just someone who manages your investments—they must align with your philosophy on protecting your life savings. In this episode, Daniel...
00:14:08
December 26, 2025
Diversification Myths: What Your Advisor Isn’t Telling You
Most people think they’re diversified—but they’re not. In this episode, Daniel and Imran “Raz” Razvi explain why traditional diversification fails, why nearly everything in...
00:14:15