Latest Episodes
July 11, 2025
TikTok Tax Hacks & Annuity Myths: What’s Fact, What’s Fraud?
In this eye-opening episode of Optimize Your Retirement, Daniel and Raz take a flamethrower to some of the most misleading “strategies” floating around TikTok,...
00:14:30
July 03, 2025
From Pathological Saver to Purposeful Spender: How to Use Your Money Wisely in Retirement
In this empowering episode of Optimize Your Retirement, father-son duo Daniel and Raz take on one of the biggest emotional and financial challenges facing...
00:14:09
June 27, 2025
Roth Conversions Explained by a 4-Year-Old (Seriously)
In this heartwarming and insightful episode of Optimize Your Retirement, Imran and Daniel Razvi—your trusted father-son team at Higher Ground Financial Group—tackle one of...
00:14:12
June 20, 2025
Opinion-Based vs. Contract-Based Assets: The Retirement Diversification You Didn't Know You Needed
In this eye-opening episode of Optimize Your Retirement, Daniel and Raz Razvi—your father-and-son fiduciary team at Higher Ground Financial Group—break down the real difference...
00:14:12
June 06, 2025
Avoid the Retirement Tax Avalanche with Long-Term Planning
Think you’re stuck paying 15%+ in capital gains taxes? Think again. In this episode, Daniel and Raz reveal advanced tax planning strategies for retirees,...
00:14:03
May 30, 2025
Federal Workers: Make the Most of Your Pension and TSP
Feeling overwhelmed by an unexpected retirement or job loss? You’re not alone. In this powerful episode, Daniel and Raz of Higher Ground Financial Group...
00:14:36