Latest Episodes
June 06, 2025
Avoid the Retirement Tax Avalanche with Long-Term Planning
Think you’re stuck paying 15%+ in capital gains taxes? Think again. In this episode, Daniel and Raz reveal advanced tax planning strategies for retirees,...
00:14:03
May 30, 2025
Federal Workers: Make the Most of Your Pension and TSP
Feeling overwhelmed by an unexpected retirement or job loss? You’re not alone. In this powerful episode, Daniel and Raz of Higher Ground Financial Group...
00:14:36
May 23, 2025
Is Life Insurance Still Worth It After 50? Here's the Truth
Do you still need life insurance after the kids are grown? What about long-term care insurance—are you really at risk without it? In this...
00:14:28
May 16, 2025
The Critical Retirement Risks No One Warns You About
This week on Optimize Your Retirement, Daniel and Raz explain two of the biggest threats to your retirement: sequence of returns risk and longevity...
00:14:28
May 09, 2025
How to Protect Your Retirement from Market Volatility
In this episode of Optimize Your Retirement, Daniel and Raz from Higher Ground Financial Group explain how retirees and pre-retirees can safeguard their income...
00:14:31
May 02, 2025
How to Give More to Charity & Less to the IRS
If you're already donating to charity, why not get the maximum tax benefits? Daniel and Raz discuss strategic ways to give—like donor-advised funds, QCDs,...
00:14:42