Latest Episodes
August 08, 2025
New Tax Law, Big Opportunities: How to Optimize Now
In this episode of Optimize Your Retirement, Imran and Daniel Razvi from Higher Ground Financial Group break down the newly passed tax bill—dubbed both...
00:14:03
August 01, 2025
How to Sell a Business (or Property) Without Getting Hammered by Taxes
Sold your business—or planning to? Don’t lose up to a third of your hard-earned sale to taxes. In this powerful episode of Optimize Your...
00:14:36
July 18, 2025
The Truth About Bonus Annuities: What They’re Not Telling You
⚠️ “Get a 30% bonus and a 9% roll-up!” That’s the pitch—but what’s the truth? Daniel and Raz Razvi from Higher Ground Financial Group...
00:14:39
July 11, 2025
TikTok Tax Hacks & Annuity Myths: What’s Fact, What’s Fraud?
In this eye-opening episode of Optimize Your Retirement, Daniel and Raz take a flamethrower to some of the most misleading “strategies” floating around TikTok,...
00:14:30
July 03, 2025
From Pathological Saver to Purposeful Spender: How to Use Your Money Wisely in Retirement
In this empowering episode of Optimize Your Retirement, father-son duo Daniel and Raz take on one of the biggest emotional and financial challenges facing...
00:14:09
June 27, 2025
Roth Conversions Explained by a 4-Year-Old (Seriously)
In this heartwarming and insightful episode of Optimize Your Retirement, Imran and Daniel Razvi—your trusted father-son team at Higher Ground Financial Group—tackle one of...
00:14:12